Essential Tips for Relocating Abroad: What You Must Know Before Changing Nationality

Zack Churney and his long-time partner had always toyed with the idea of living overseas, yet they found themselves anchored to their life in Indianapolis, hesitant about making such a significant change. However, the tumultuous events of 2020—including the pandemic, the trauma of a friend’s family member dying from gun violence, and being priced out of desirable housing markets in the U.S.—brought them to a tipping point, Churney recounted.

The couple, along with their dachshund Schnitzel, initially moved to Ireland and traveled across Europe before finally settling down in Germany. They are currently in the process of obtaining German citizenship, a move Churney describes as “the best decision we ever made.”

“Living in Europe has reignited our sense of wonder, something that had faded during our routine life back in Indianapolis,” he explained. Their adventures have included enchanting experiences in a Dublin park, sipping espresso at bars in Sicily, and enjoying performances in Vienna’s grand opera houses. They also benefit from excellent healthcare and a lifestyle free from car dependency, which Churney claims is unachievable in the Midwest.

Moving abroad is a significant life decision that comes with many logistical and profound personal considerations. Interestingly, U.S. relocation experts note a spike in Americans considering moving overseas every four years, coinciding with the presidential elections. If relocating abroad has been a dream of yours, Churney advises that sometimes you just need to seize the opportunity when it arises.

“You just have to take the moment when it comes,” he said.

Deciding on Your New Home

Churney and his partner Austin began their journey in Ireland, choosing a familiar language to ease the cultural transition, and eventually chose Germany, drawn by Churney’s fond college memories and the culture.

However, choosing where to move internationally can be daunting for many Americans. According to Kathleen Peddicord and Lief Simon, founders of Live and Invest Overseas and part-time residents of Paris and Panama, the decision-making process for an international move is similar to domestic considerations. They suggest prioritizing strong educational systems if you have children, and your employer’s influence if continuing with the same company.

For self-employed or retired individuals, the options expand significantly. Peddicord recommends considering practical factors like cost of living and healthcare quality, but also following your instincts about how you envision your life. “What view would you like to see outside your bedroom window? A Caribbean beach, the Pacific waves, a quaint cobblestone courtyard, or perhaps the Mediterranean Sea?” she poses.

Joe Cronin, president of International Citizens Group, emphasizes the importance of visiting potential new homelands and considering your readiness for cultural adjustments, including language barriers.

Top Expat Destinations for Americans

Amidst updating housing policies for better social stability, Portugal remains a welcoming destination for expats, according to relocation experts. Other popular choices include Spain, Mexico, Canada, Thailand, the Philippines, Italy, Panama, Colombia, Malta, and Greece.

While countries like Italy and Ireland might be expensive for tourists, they offer favorable real estate opportunities, often requiring some investment to refurbish.

Choosing Between Residency and Citizenship

While Churney and Austin are on the path to citizenship, many Americans prefer seeking residency. Peddicord notes that numerous countries offer various residency schemes based on investment or income sources, which can include managing a remote business.

The couple were in their early thirties with portable, tech-based careers, which facilitated their move. Older Americans or those without remote work may need to evaluate their financial sustainability more carefully when considering such a relocation.

Starting your research independently is highly recommended, but consulting with professionals can be invaluable once you’ve narrowed your choices, suggests Patricia Casaburi, CEO of Global Citizens Solutions. Consultants can assist with finding the best residency programs and managing logistical aspects from healthcare to taxes.

Live and Invest Overseas offers conferences and virtual seminars focused on popular expat destinations, providing an affordable way to delve deeper into specific countries. Additionally, joining expat communities on social media can offer real-world insights and support.

For those considering a trial period before fully committing, the “Digital Nomad Visa” available in many countries allows extended stays for remote workers, offering a taste of life abroad without a long-term commitment.

Fast-track to Living Abroad

If sudden disenchantment hits post-election, citizenship through investment in Caribbean nations like Antigua and Barbuda, Dominica, Grenada, St. Kitts and Nevis, and St. Lucia can be obtained within six to eight months, albeit at a higher cost, according to Casaburi.

Peddicord also highlights that countries such as Belize, Panama, Colombia, and Mexico allow tourists to apply for residency during their visit—a straightforward option worth considering for those hesitant to commit without experiencing the lifestyle first.

This story was updated to add a video.